DIGITAL PAYMENTS

Securely collect earnest money

Collect earnest money faster and more securely online, without checks or wire instructions.

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Smiling businesswoman in a tan blazer and ID badge looks at her smartphone in a modern office, appearing pleased with what she sees. She stands beside a laptop and a pair of glasses, suggesting a productive work setting.

Outdated payment methods threaten today’s real estate deals

Digital illustration of a check with red pixel-like squares breaking away, symbolizing financial data loss or theft.

Risk of fraud

Wire instructions and paper checks are prime targets for fraud, putting your buyers’ funds and your reputation at risk.

Clock icon with a receipt and a red warning symbol, representing a payment delay or billing issue related to timing.

Lack of visibility

Manual tracking and limited insight into payment status create delays and uncertainty across the deal.


Mobile phone surrounded by floating interface elements like forms and credit cards, with a red warning icon indicating a digital or security error.

Confusing payment methods

Buyers feel the pressure. Agents want to move fast. But clunky payment processes slow everyone down.

Collect earnest money faster and more securely online with CertifID

01   Scale your security posture

With payment management built into the CertifID portal, including verified account details, identity checks, and guided bank account connection, you’re strengthening security around earnest money deposits. Secure payments give buyers greater confidence in their purchase.

02   Simplify deposits

Earnest money deposits shouldn’t be chaotic for your team or your buyers. With a simple branded link, no apps or logins required, the process is intuitive, mobile-friendly, and easy to complete in a few steps. No checks, chasing, or confusion.

03   Stay in the know

No more guessing if a payment was sent or received. Real-time status, transfer history, payment & buyer details, and customizable notifications give internal teams and buyers instant visibility into every deposit. Know the moment money moves.

04   Streamline your workflow

With payment management built into the CertifID portal, including verified account details, identity checks, and guided bank account connection, you’re strengthening security around earnest money deposits. Secure payments give buyers greater confidence in their purchase.

05   Strengthen relationships, win more business

CertifID gives you a powerful way to deliver a smoother, more secure experience to your agent referral partners. It’s a competitive advantage you can promote to grow relationships and stand out in your market. Make every transaction a reason to come back.

A desktop view showing a completed payment screen from CertifID for a user named Jane Smith. It displays a green "Completed" badge and detailed payment information including destination account, transaction ID, and payment purpose.
A smartphone screen showing a secure payment interface for "Pinpoint" powered by CertifID. The screen includes a "Get Started" button and the message "Make your payment. Safely and securely."
A CertifID interface screen showing Jane Smith’s $3,000 transfer marked as pending. The form lists payment details such as payer, purpose, and payment method.
A desktop view showing a completed payment screen from CertifID for a user named Jane Smith. It displays a green "Completed" badge and detailed payment information including destination account, transaction ID, and payment purpose.
A smartphone screen showing a secure payment interface for "Pinpoint" powered by CertifID. The screen includes a "Get Started" button and the message "Make your payment. Safely and securely."
ATG Title Logo

“We give buyers three options: old school check, wire, or the payments portal. And honestly, most people just want to stay in their pajamas, and link their bank account. More than half are choosing the payments portal.”
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Headshot of J. Hope Ottoviani

J. Hope Ottoviani

Director of Operations at ATG Title, Inc.

Frequently asked questions

Is this an ACH payment?

Yes. Payments are processed via ACH through CertifID’s trusted platform, with verified bank accounts and identity verification. You don’t have to wait days for payment or rely on outdated check uploads. CertifID offers same-day ACH in a single interface.

Do buyers need to create an account or download an app?

Nope. Buyers receive a branded payment link they can use from any device, no logins, no downloads, and no extra steps.

What if a buyer still wants to use a check or wire?

You can still offer traditional options. But most buyers prefer the convenience and peace of mind of sending ACH payments online in just a few taps. Plus, collecting payments through the CertifID platform lowers your risk of devastating fraud and reduces your liability.

How does this help our team?

You’ll cut down on support questions, reduce manual tracking, and gain instant visibility into each earnest money payment’s status, all from your CertifID dashboard. And like we’ve said before, there’s a huge benefit to not being liable for fraud.

Modern closings deserve modern payments

CertifID helps title companies and agents collect earnest money faster, safer, and without the hassle of checks or wire instructions.

Let us show you how.

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