Send and Receive Funds Safely
CertifID is the most secure way to share banking details.
Ask your real estate or title agent if they’re already working with CertifID to ensure a safe closing process for you!
Fraudsters want your money. We help to protect it.
Be on the lookout. Victims lost $446M to fraud in real estate transactions last year. Fraudsters are intercepting and falsifying wire instructions to divert your money.
Learn more about wire fraud and how to avoid it: Wire Fraud 101
Home Buyer
Sending money for your home purchase has never felt so safe. You’ll receive secure and authentic wire instructions from your closing agent when they use CertifID. Here’s what to expect:
1. Receive an email/text message from CertifID.
2. Validate your phone number and identity.
3. Verify your bank account information.
4. Wait for your funds to arrive securely in your account.
Home Seller
Receive your sale proceeds safely when your closing agent uses CertifID. It’s the most secure way to share or confirm your bank details, so that your money doesn’t get intercepted by fraudsters. Here’s what to expect:
1. Receive an email/text message from CertifID.
2. Validate your phone number and identity.
3. Verify your bank account information.
4. Wait for your funds to arrive securely in your account.
Don’t fall for these common fraud schemes.
You may receive suspicious emails and phone calls trying to convince you to wire money. Look out for these common fraud tactics.
Be wary of misspelled email adresses.
Fraudsters make minor edits to email addresses that are difficult to detect. Double-check that the sender's address matches your point of contact and that the name is spelled correctly.
Look out for “updated” wiring instructions.
Your title company or law firm isn't going to send you any updated instructions or rush you to send your funds early. Look out for emails with these requests.
Don’t trust messages that ask for wire confirmation.
This is a hallmark of a wire fraud attempt. Keep your eyes peeled for these types of emails. When words like "kindly" are overused, consider it a red flag.
Home owners like you love CetifID.
"With fraud and hackers running amuck, I sincerely appreciate the extra precautions."
"So much scamming these days. This is a great way to avoid criminals stealing what is not theirs."
"I do not like doing things on line (it scares me). But this all went very smoothly and was easy for me to follow!"
"Did not find anything negative about it. It was very easy."
"Extremely easy to use and it was very fast."
"Quick and easy. Love the confirmation before transacting."
"Very easy system to work through."
"Prompt, accurate, and minimal work. Thank you very much!"
"The process was simple and straight forward. Security questions were great!"
"With fraud and hackers running amuck, I sincerely appreciate the extra precautions."
"So much scamming these days. This is a great way to avoid criminals stealing what is not theirs."
"I do not like doing things on line (it scares me). But this all went very smoothly and was easy for me to follow!"
"Did not find anything negative about it. It was very easy."
"Extremely easy to use and it was very fast."
"Quick and easy. Love the confirmation before transacting."
"Very easy system to work through."
Frequently Asked Questions
Here are the most common questions we get asked about this feature. Still have more? Reach out, we can help.
How does CertifID protect my money?
CertifID uses proprietary technology to verify your identity and account details to make sure your money gets to the correct destination. Even better, every transaction that is verified via CertifID receives up to $1 million in direct insurance.
What if I don't want to provide my personal information?
In today's world, we don't blame you! However, you should know that security is our expertise, and we don't store any of your identity verification information. If you still chose not to complete the request, reach out to whoever sent it and let them know you don't want to use CertifID - please note that you won't receive any insurance on your transaction.
I'm a home seller and received an email from CertifID, what now?
Congratulations, this means the company that is sending you money wants to make sure it arrives in your account safely. Carefully review the details of the email, follow the prompts to verify your personal details, and validate your bank account credentials. Once complete, the sender will be notified immediately and prepared to disburse funds at the appropriate time.
How do I send a wire transfer?
CertifID provides a secure way for you to receive the instructions you need to complete a wire transfer. You'll still need to log into your banking software or head to a local branch to complete the transfer. For more details, check out our guide below.
What is the Money Protection Plan, and do I need it?
This plan is optional. However, if you transfer money using wire instructions that were not verified through CertifID - your funds could be gone forever. The Money Protection Plan provides home buyers with additional insurance should you ever need help to get your money back.
