With payment management built into the CertifID portal, including verified account details, identity checks, and guided bank account connection, you’re strengthening security around earnest money deposits. Secure payments give buyers greater confidence in their purchase.
DIGITAL PAYMENTS
Securely collect earnest money
Collect earnest money faster and more securely online, without checks or wire instructions.
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Outdated payment methods threaten today’s real estate deals
Risk of fraud
Wire instructions and paper checks are prime targets for fraud, putting your buyers’ funds and your reputation at risk.
Lack of visibility
Manual tracking and limited insight into payment status create delays and uncertainty across the deal.
Confusing payment methods
Buyers feel the pressure. Agents want to move fast. But clunky payment processes slow everyone down.
Collect earnest money faster and more securely with CertifID
Choose Use Case
01 Scale your security posture
02 Simplify deposits
Earnest money deposits shouldn’t be chaotic for your team or your buyers. With a simple branded link, no apps or logins required, the process is intuitive, mobile-friendly, and easy to complete in a few steps. No checks, chasing, or confusion.
03 Stay in the know
No more guessing if a payment was sent or received. Real-time status, transfer history, payment & buyer details, and customizable notifications give internal teams and buyers instant visibility into every deposit. Know the moment money moves.
04 Streamline your workflow
With payment management built into the CertifID portal, including verified account details, identity checks, and guided bank account connection, you’re strengthening security around earnest money deposits. Secure payments give buyers greater confidence in their purchase.
05 Strengthen relationships, win more business
CertifID gives you a powerful way to deliver a smoother, more secure experience to your agent referral partners. It’s a competitive advantage you can promote to grow relationships and stand out in your market. Make every transaction a reason to come back.
“We give buyers three options: old school check, wire, or the payments portal. And honestly, most people just want to stay in their pajamas, and link their bank account. More than half are choosing the payments portal.”
J. Hope Ottoviani
Director of Operations at ATG Title, Inc.
Frequently asked questions
Is this an ACH payment?
Yes. Payments are processed via ACH through CertifID’s trusted platform, with verified bank accounts and identity verification. You don’t have to wait days for payment or rely on outdated check uploads. CertifID offers same-day ACH in a single interface.
Do buyers need to create an account or download an app?
Nope. Buyers receive a branded payment link they can use from any device, no logins, no downloads, and no extra steps.
What if a buyer still wants to use a check or wire?
You can still offer traditional options. But most buyers prefer the convenience and peace of mind of sending ACH payments online in just a few taps. Plus, collecting payments through the CertifID platform lowers your risk of devastating fraud and reduces your liability.
How does this help our team?
You’ll cut down on support questions, reduce manual tracking, and gain instant visibility into each earnest money payment’s status, all from your CertifID dashboard. And like we’ve said before, there’s a huge benefit to not being liable for fraud.
New Client Experience
One trusted place for every step of the closing
Identity, signatures, wire instructions, and payments. One guided experience for every buyer, seller, and agent.
Today's closing happens in ten different tabs
Buyers get five emails from senders they don't recognize. Sellers call the office for instructions that were already sent. Agents text to ask if their client has finished. The process wasn't designed to be clear. So we built one that is.
01
One place for every step of the closing.
Buyers, sellers, and agents each see a tailored view. A clear list of what's assigned, what's done, and what comes next. No more 'I didn't know I had to do that.'
02
Passwordless login.
Buyers log in by magic link or one-time code. No app to download. No new account. Identity checks run in the background as part of the login flow.
03
Identity, signatures, and payments completed in one experience.
Every required task is finished inside the experience. Wire instructions only exist inside the authenticated experience.
04
Fraud education at the moment it matters.
Security guidance surfaces the moment a client is about to complete a high-risk task. Not buried in a footer. Right when they need it.
05
Real-time visibility for your team.
Title agents see task completion status across every participant on a file. Send every CertifID task in one bulk action. Reminders go out for you, automatically.
Closing looks different from where you’re sitting
Pick the role that matches yours.
Title Companies
- Real-time visibility into where every participant stands on every file.
- Reminders go out automatically. Your team makes fewer follow-up calls.
- Send every CertifID task in one bulk action instead of one at a time.
- Wire instructions live only inside the authenticated experience. Never in email.
- Files complete faster. Buyers finish their first task within 48 hours of the invite.
Real Estate Agents
- A multi-deal dashboard that shows task progress across all your active transactions.
- A branded experience your client recognizes from the first invite.
- Fewer 'did they finish' check-ins to your title partner.
- Smooth closings your clients remember. That is a referral.
Home Buyers & Sellers
- One dashboard with every task in order: identity, signatures, payments.
- Login by magic link or one-time code. No password to remember.
- Wire instructions only appear inside the experience. If an email asks you to change them, the experience provides clear guidance to ignore it.
- Real-time progress so you always know what is done and what is next.
- Built-in fraud education at the moment it matters most.
Trusted by the real estate industry
Get started
1.4M+
transactions protected in 2025
283M
in fraud prevented
What changes when clients have one trusted place
Buyers stop calling about wire fraud
They recognize the invite, the reminders, and the wire instructions because everything comes from you.
First task done in 48 hours
Buyers know exactly what to do, when, and from whom. The window for fraud shrinks.
Your brand replaces ours
When you upgrade to the branded experience, clients see your logo and your name. The trust goes to you.
Fraud has fewer places to hide
Buyers complete every high-risk task inside the experience. Email is no longer the channel.
Finally, a simple closing that's fully protected
Book 30 minutes with our team. We'll walk you through the standard and branded experience and help you decide which fits your business.
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